Personal Banking: Choice Checking

Earn Higher Interest Rates:

1.60% APY on collected balances up to $15,000
0.30% APY on collected balances over $15,000
0.05% APY if requirements are not met in a cycle

How? Higher interest is paid on balances up to $15,000 if the following requirements are met during the statement cycle:

  • 12 debit card transactions
  • Receives e-statements
  • Access NetTeller at least once
  • One ACH debit/credit

Balances over $15,000 will receive interest higher than other interest-bearing checking accounts, but less than the rate for Choice Checking balances up to $15,000, even if all four requirements are met. If all four requirements are not met, the account will receive interest at the current interest checking rate of other interest-bearing checking accounts.

This account also includes:

  • No minimum opening balance
  • Unlimited checking
  • Complimentary Online Banking
  • Complimentary Bill Pay
  • Complimentary ATM/Visa Check Card with no monthly usage charge
  • Unlimited Foreign ATM Refunds up to $5.00 per transaction if requirements are met
  • No monthly maintenance fee
  • FDIC Insurance

*Applies to new deposits only
*Limit one per household
*Available to consumers living in counties where we have branch locations
and their adjacent counties
*Not available for businesses, non-profit, or fiduciary accounts

Commercial Bank Swoosh