Personal Banking Fees & Opening Balances

Personal Checking Accounts

Paris, Union City, Memphis & Jackson

Minimum Opening DepositMonthly Service ChargeBalance Required to Avoid Service Charge
Regular Checking$100$8$800
Student Checking$100NoneNone
Interest Checking$100$10$1000
50+ Checking$100NoneNone
50+ Interest Checking$100$8$1000
Prestige Checking$100$15Combination loan and/or deposit balance of $10,000
Economy Checking$100NoneNone
Choice Checking$0NoneNone

Personal Savings Account

Paris, Union City, Memphis & Jackson

Minimum Opening DepositMonthly Service ChargeBalance Required to Avoid Service Charge
Personal Savings$100$4$250
Money Market Deposit Account$2,500$15$2,500
High-Yield Deposit Account$5,000$15$5,000
Future Funds$100NoneNone
Health Savings$100$2.50None

Certificates of Deposit

Paris, Union City, Memphis & Jackson

TermsMinimum Opening Deposit
Less than 360 days$2,500
360 days and longer$1,000

Miscellaneous Services

Paris, Union City, Memphis & Jackson

ServiceFee
Notary No Charge
Official Checks50+ and Club Account HoldersNo Charge
Customers$5
Non-customers$5
Safe Deposit BoxesIn Paris$15 - $175
*Depending on sizeIn Memphis$50 - $195
In Union City$10 - $40
In Jackson$28 - $58
Special Statement $2
Stop Payment $30
VISA Check Card No Charge
Wire TransfersIncoming$20
Outgoing$20
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