Personal Banking: Choice Checking
Earn Higher Interest Rates:
1.60% APY on collected balances up to $15,000
0.30% APY on collected balances over $15,000
0.05% APY if requirements are not met in a cycle
How? Higher interest is paid on balances up to $15,000 if the following requirements are met during the statement cycle:
- 12 debit card transactions
- 1 ACH debit or credit
- 1 NetTeller Access
- Paperless e-statement
Balances over $15,000 will receive interest higher than other interest-bearing checking accounts, but less than the rate for Choice Checking balances up to $15,000, even if all four requirements are met. If all four requirements are not met, the account will receive interest at the current interest checking rate of other interest-bearing checking accounts.
This account also includes:
- No minimum balance
- Unlimited checking
- Refunds on foreign ATM fees if the above are met
- No monthly maintenance fee
- FDIC Insurance
- FREE Visa Check Card
Enjoy everyday access to your funds at any ATM in the world and the convenience of making purchases without writing a check.
- Direct Deposit
- Automatic Payments
Save yourself some time with a convenient direct deposit or automatic payment. Take the hassle out of depositing paychecks or paying recurring bills.
- FREE Online Banking
- FREE Bill Pay
Don’t put up with lost mail and late payments when you can go online and simplify your life with the click of a button.
- FREE Mobile Banking with Mobile Deposit
Bank anywhere, anytime you want from your mobile phone.
- FREE e-statements
Eliminate paper waste and enjoy secure online access to current and past statements by opting for electronic delivery.
*Limit two per household
*Available to consumers living in counties where we have branch locations and their adjacent counties
*Not available for businesses, non-profit, or fiduciary accounts
*Minimum opening deposit is only $50.
*Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.
*Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details.