Personal Banking: Choice Checking

Earn Higher Interest Rates:

1.60% APY on collected balances up to $15,000
0.30% APY on collected balances over $15,000
0.05% APY if requirements are not met in a cycle

How? Higher interest is paid on balances up to $15,000 if the following requirements are met during the statement cycle:

  • 12 debit card transactions
  • 1 ACH debit or credit
  • 1 NetTeller Access
  • Paperless e-statement

Balances over $15,000 will receive interest higher than other interest-bearing checking accounts, but less than the rate for Choice Checking balances up to $15,000, even if all four requirements are met. If all four requirements are not met, the account will receive interest at the current interest checking rate of other interest-bearing checking accounts.

This account also includes:

  • No minimum balance
  • Unlimited checking
  • Refunds on foreign ATM fees if the above are met
  • No monthly maintenance fee
  • FDIC Insurance
  • FREE Visa Check Card
    Enjoy everyday access to your funds at any ATM in the world and the convenience of making purchases without writing a check.
  • Direct Deposit
  • Automatic Payments
    Save yourself some time with a convenient direct deposit or automatic payment. Take the hassle out of depositing paychecks or paying recurring bills.
  • FREE Online Banking
  • FREE Bill Pay
    Don’t put up with lost mail and late payments when you can go online and simplify your life with the click of a button.
  • FREE Mobile Banking with Mobile Deposit
    Bank anywhere, anytime you want from your mobile phone.
  • FREE e-statements
    Eliminate paper waste and enjoy secure online access to current and past statements by opting for electronic delivery.

*Limit two per household
*Available to consumers living in counties where we have branch locations and their adjacent counties
*Not available for businesses, non-profit, or fiduciary accounts

*Minimum opening deposit is only $50.
*Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.
*Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details.

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