Personal Banking Fees & Opening Balances
Personal Checking Accounts
Paris, Union City, Memphis & Jackson
Account Type | Minimum Opening Deposit | Monthly Service Charge | Balance Required to Avoid Service Charge |
---|---|---|---|
Simply Free Checking | $50 | None | None |
50+ Advantage Checking | $50 | None | None |
Choice Checking | $50 | None | None |
Prestige Checking | $50 | $15 | Combination loan and/or deposit of $10,000 |
Personal Savings Account
Paris, Union City, Memphis & Jackson
Account Type | Minimum Opening Deposit | Monthly Service Charge | Balance Required to Avoid Service Charge |
---|---|---|---|
Personal Savings | $100 | $4 | $250 |
Money Market Deposit Account | $2,500 | $15 | $2,500 |
High-Yield Deposit Account | $5,000 | $15 | $5,000 |
Future Funds | $100 | None | None |
Health Savings | $100 | $2.50 | None |
Certificates of Deposit
Paris, Union City, Memphis & Jackson
Terms | Minimum Opening Deposit |
---|---|
Less than 360 days | $2,500 |
360 days and longer | $1,000 |
Miscellaneous Services
Paris, Union City, Memphis & Jackson
Service | Details | Fee |
---|---|---|
Notary | No Charge | |
Official Checks | 50+ and Club Account Holders | No Charge |
Customers | $5 | |
Non-customers | $5 | |
Safe Deposit Boxes | In Paris | $15 - $175 |
*Depending on size | In Memphis | $50 - $195 |
In Union City | $10 - $40 | |
In Jackson | $28 - $58 | |
Special Statement | $2 | |
Stop Payment | $15 | |
Mastercard Debit Card | No Charge | |
Wire Transfers | Incoming | $20 |
Outgoing | $20 | |
Monthly Paper Statement Fee | $3 |