Personal Banking Fees & Opening Balances
Personal Checking Accounts
Paris, Union City, Memphis & Jackson
| Account Type | Minimum Opening Deposit | Monthly Service Charge | Balance Required to Avoid Service Charge |
|---|---|---|---|
| Simply Free Checking | $50 | None | None |
| 50+ Advantage Checking | $50 | None | None |
| Choice Checking | $50 | None | None |
| Prestige Checking | $50 | $15 | Combination loan and/or deposit of $10,000 |
Personal Savings Account
Paris, Union City, Memphis & Jackson
| Account Type | Minimum Opening Deposit | Monthly Service Charge | Balance Required to Avoid Service Charge |
|---|---|---|---|
| Personal Savings | $100 | $4 | $250 |
| Money Market Deposit Account | $2,500 | $15 | $2,500 |
| High-Yield Deposit Account | $5,000 | $15 | $5,000 |
| Future Funds | $100 | None | None |
| Health Savings | $100 | $2.50 | None |
Certificates of Deposit
Paris, Union City, Memphis & Jackson
| Terms | Minimum Opening Deposit |
|---|---|
| Less than 360 days | $2,500 |
| 360 days and longer | $1,000 |
Miscellaneous Services
Paris, Union City, Memphis & Jackson
| Service | Details | Fee |
|---|---|---|
| Notary | No Charge | |
| Official Checks | 50+ and Club Account Holders | No Charge |
| Customers | $5 | |
| Non-customers | $5 | |
| Safe Deposit Boxes | In Paris | $15 - $175 |
| *Depending on size | In Memphis | $50 - $195 |
| In Union City | $10 - $40 | |
| In Jackson | $28 - $58 | |
| Special Statement | $2 | |
| Stop Payment | $15 | |
| VISA Check Card | No Charge | |
| Wire Transfers | Incoming | $20 |
| Outgoing | $20 |
