Personal Banking Fees & Opening Balances

Personal Checking Accounts

Paris, Union City, Memphis & Jackson

Minimum Opening DepositMonthly Service ChargeBalance Required to Avoid Service Charge
Simply Free Checking$50NoneNone
50+ Advantage Checking$50NoneNone
Choice Checking$50NoneNone
Prestige Checking$50$15Combination loan and/or deposit of $10,000

Personal Savings Account

Paris, Union City, Memphis & Jackson

Minimum Opening DepositMonthly Service ChargeBalance Required to Avoid Service Charge
Personal Savings$100$4$250
Money Market Deposit Account$2,500$15$2,500
High-Yield Deposit Account$5,000$15$5,000
Future Funds$100NoneNone
Health Savings$100$2.50None

Certificates of Deposit

Paris, Union City, Memphis & Jackson

TermsMinimum Opening Deposit
Less than 360 days$2,500
360 days and longer$1,000

Miscellaneous Services

Paris, Union City, Memphis & Jackson

ServiceFee
Notary No Charge
Official Checks50+ and Club Account HoldersNo Charge
Customers$5
Non-customers$5
Safe Deposit BoxesIn Paris$15 - $175
*Depending on sizeIn Memphis$50 - $195
In Union City$10 - $40
In Jackson$28 - $58
Special Statement $2
Stop Payment $15
VISA Check Card No Charge
Wire TransfersIncoming$20
Outgoing$20
Commercial Bank Swoosh