Christmas Club Savings

Don’t let all the joys that the Christmas holiday brings be overshadowed by debt. Open a Christmas Club Savings Account and continually add to it all year round. You’ll be as jolly as ole Saint Nick knowing you are financially prepared to embrace “the most wonderful time of the year.”


  • $10.00 Minimum Initial Deposit
  • No Fees
  • Annual Statement
  • Simple Interest Paid Annually
  • Account can be opened any time during the year
  • Additional deposits can be made at any time
  • Special deposit slips received at account opening
  • Check for principal and interest is mailed first week of November
  • Automatic transfer from checking and savings available


  • No withdrawals are allowed before November 1
  • A $20.00 penalty would apply on withdrawals done before November 1st of each year or if the account is closed within the first six months of opening.
Commercial Bank Swoosh