Personal Banking Fees & Opening Balances
Personal Checking Accounts
Paris, Union City, Memphis & Jackson
| Account Type | Minimum Opening Deposit | Monthly Service Charge | Balance Required to Avoid Service Charge |
|---|---|---|---|
| Simply Free Checking | $50 | None | None |
| 50+ Advantage Checking | $50 | None | None |
| Choice Checking | $50 | None | None |
| Prestige Checking | $50 | $15 | Combination loan and/or deposit balance of $10,000 |
Personal Savings Accounts
Paris, Union City, Memphis & Jackson
| Account Type | Minimum Opening Deposit | Monthly Service Charge | Balance Required to Avoid Service Charge |
|---|---|---|---|
| Personal Savings | $100 | $4 | $250 |
| Money Market Deposit Account | $2,500 | $15 | $2,500 |
| High-Yield Deposit Account | $5,000 | $15 | $5,000 |
| Future Funds | $100 | None | None |
| Health Savings | $100 | $2.50 | None |
Certificates of Deposit
Paris, Union City, Memphis & Jackson
| Terms | Minimum Opening Deposit |
|---|---|
| Less than 360 days | $2,500 |
| 360 days and longer | $1,000 |
Miscellaneous Services
Paris, Union City, Memphis & Jackson
| Service | Fee |
|---|---|
| Notary | No charge |
| Official Check | 50+ and Club Account Holders: No charge Customers: $5 Non-customers: $5 |
| Safe Deposit Boxes | In Paris: $15 - $175 In Memphis: $50 - $195 In Union City: $10 - $40 In Jackson: $28 - $58 *Depending on size |
| Special Statement | $2 |
| Stop Payment | $30 |
| VISA Check Card | No Charge |
| Wire Transfers | Incoming: $20 Outgoing: $20 |
