Personal Banking Fees & Opening Balances
Personal Checking Accounts
Paris, Union City, Memphis & Jackson
Account Type | Minimum Opening Deposit | Monthly Service Charge | Balance Required to Avoid Service Charge |
---|---|---|---|
Simply Checking | $50 | None | None |
50+ Advantage Checking | $50 | None | None |
Choice Checking | $50 | None | None |
Prestige Checking | $50 | $15 | Combination loan and/or deposit balance of $10,000 |
Personal Savings Accounts
Paris, Union City, Memphis & Jackson
Account Type | Minimum Opening Deposit | Monthly Service Charge | Balance Required to Avoid Service Charge |
---|---|---|---|
Personal Savings | $100 | $4 | $250 |
Money Market Deposit Account | $2,500 | $15 | $2,500 |
High-Yield Deposit Account | $5,000 | $15 | $5,000 |
Future Funds | $100 | None | None |
Health Savings | $100 | $2.50 | None |
Certificates of Deposit
Paris, Union City, Memphis & Jackson
Terms | Minimum Opening Deposit |
---|---|
Less than 360 days | $2,500 |
360 days and longer | $1,000 |
Miscellaneous Services
Paris, Union City, Memphis & Jackson
Service | Fee |
---|---|
Notary | No charge |
Official Check | 50+ and Club Account Holders: No charge Customers: $5 Non-customers: $5 |
Safe Deposit Boxes | In Paris: $15 - $175 In Memphis: $50 - $195 In Union City: $10 - $40 In Jackson: $28 - $58 *Depending on size |
Special Statement | $2 |
Stop Payment | $30 |
MasterCard Check Card | No Charge |
Wire Transfers | Incoming: $20 Outgoing: $20 |