Personal Banking Fees & Opening Balances

Personal Checking Accounts

Paris, Union City, Memphis & Jackson

Account TypeMinimum Opening DepositMonthly Service ChargeBalance Required to Avoid Service Charge
Simply Free Checking$50NoneNone
50+ Advantage Checking$50NoneNone
Choice Checking$50NoneNone
Prestige Checking$50$15Combination loan and/or deposit balance of $10,000

Personal Savings Accounts

Paris, Union City, Memphis & Jackson

Account TypeMinimum Opening DepositMonthly Service ChargeBalance Required to Avoid Service Charge
Personal Savings$100$4$250
Money Market Deposit Account$2,500$15$2,500
High-Yield Deposit Account $5,000$15$5,000
Future Funds$100NoneNone
Health Savings$100$2.50None

Certificates of Deposit

Paris, Union City, Memphis & Jackson

TermsMinimum Opening Deposit
Less than 360 days$2,500
360 days and longer$1,000

Miscellaneous Services

Paris, Union City, Memphis & Jackson

ServiceFee
NotaryNo charge
Official Check50+ and Club Account Holders: No charge
Customers: $5
Non-customers: $5
Safe Deposit BoxesIn Paris: $15 - $175
In Memphis: $50 - $195
In Union City: $10 - $40
In Jackson: $28 - $58
*Depending on size
Special Statement$2
Stop Payment$30
MasterCard Check CardNo Charge
Wire TransfersIncoming: $20
Outgoing: $20
Commercial Bank Swoosh