You know Commercial Bank & Trust has the best products in the market.  And you know about our excellent service. But, did you know we also have checking accounts designed with YOU in mind? 
These money-saving accounts have no monthly service charges and no minimum monthly balance requirements plus they’re loaded with great features such as:

Simply Free Checking

A FREE account for everyone!

  • FREE Visa Check Card
  • FREE Online Banking
  • FREE Bill Pay
  • FREE Mobile Banking with Mobile Deposit
  • FREE e-statements with online check 

Simply Free Business Checking

Perfect for most small businesses!

  • 500 FREE monthly transaction items
  • Up to $10,000 currency deposited per month FREE
  • FREE Business Visa Check Card
  • FREE Online Banking and FREE Bill Pay
  • FREE Mobile Banking

Want more choices? We have personal checking accounts that pay interest and business checking accounts for sole proprietors or businesses with more complex needs! Check out all the details in the enclosed brochure.
There’s more good news. Open any checking account now and we’ll give you a free Sentry® Headphones plus pay you up to $10 for your debit cards and unused checks from your current account at another financial institution.  Just bring them in when opening any new checking account!
We’re happy you chose us to be your bank and thank you for your business. When you’re ready to open a new account, whether it’s for you or your business, call or stop in to any branch and let’s get started!

Already have a checking account with us? Refer a friend and receive a gift! Visit our referral page for more information.


Minimum opening deposit is only $50. 
Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details. 
Transaction items include all debits and credits. If the Simply Free Business or Business Interest account exceeds 500 free monthly transactions, the account may be converted to another checking product. If the Simply Free Business or Business Interest account exceeds $10,000 in monthly coin and currency deposits, the account may be converted to another checking product.
Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. We reserve the right to substitute a gift of similar value.
Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.
Ask us for details. Bank rules and regulations apply.

Commercial Bank Swoosh