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FACTS
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What does Commercial Bank and Trust Company do with your Personal Information? |
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do. |
| What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
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| How? | All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Commercial Bank and Trust Company chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | Does Commercial Bank and Trust Company share? | Can you limit this sharing? |
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| For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes | No |
| For our marketing purposes - to offer our products and services to you |
Yes |
No
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| For joint marketing with other financial companies | Yes | No |
| For our affiliates' everyday business purposes - information about your transactions and experiences |
Yes | No |
| For our affiliates' everyday business purposes - information about your creditworthiness |
Yes | Yes |
| For our affiliates to market to you | No | We don't share |
| For non-affiliates to market to you | No | We don't share |
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To limit our sharing
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Please note:
If you are a new customer, we can begin sharing information 30 days from the date we provided or sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
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Questions?
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Call toll-free 1-800-273-8889 |
| Who we are | |
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| Who is providing this notice? | Commercial Bank and Trust Company |
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What we do
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| How does Commercial Bank & Trust Company protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate. |
| How does Commercial Bank & Trust Company collect my personal information? |
We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
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| Why can't I limit all sharing? |
Federal law gives you the right to limit only
[See below for more on your rights under state law.] |
| What happens when I limit sharing for an account I hold jointly with someone else? | Your choices will apply to everyone on your account - unless you tell us otherwise. |
| Definitions | |
| Affiliates | Companies related by common ownership or control. They can be financial and non-financial companies.
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| Nonaffiliates | Companies not related by common ownership or control. They can be financial and non-financial companies.
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| Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
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| Other Important Information |
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Special Notice For State Residents
For Alaska, Illinois, Maryland and North Dakota Customers. We will not share personal information with non affiliates either for them to market to you or for joint marketing - without your authorization.
For California Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us.
For Massachusetts, Mississippi and New Jersey Customers. We will not share personal information from deposit or share relationships with nonaffiliates either from them to market to you or for joint marketing - without your authorization.
For Vermont Customers. We will not share personal information with nonaffiliates for them to market to you without your authorization and will not share personal information with affiliates or for joint marketing about your creditworthiness without your authorization.
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| Institutions within Commercial Bank and Trust Company: Volunteer Lenders, Inc. |
| Mail-in Form | |||||||||
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If you have a joint account, your choice(s) will apply to everyone on your account unless you mark below.
¤ Apply my choice(s) only to me
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Mark any/all you want to limit:
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| Mail To: |
Commercial Bank and Trust Company
P.O. Box 1000, Attention Deposit Operations
Paris, TN 38242
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To view this policy in a downloadable PDF click the following link: Privacy Policy (PDF 158kB)